Benton County is a small, rural county in northwest Tennessee defined by two economic realities: Kentucky Lake and agricultural heritage. The county’s eastern boundary runs along the Tennessee River β impounded as Kentucky Lake by TVA’s Kentucky Dam β creating miles of recreational shoreline that attract seasonal residents, retirement communities, and vacation rentals. Duck hunting, fishing, and boating draw visitors during cooler months, while summer brings the full lake recreation crowd.
With a 2020 population of 15,864 β well below the URLTA threshold β Benton County is governed by Tennessee common law and general Title 66 provisions. The rental market is small: roughly 23.6% of occupied housing units are renter-occupied. Evictions proceed through General Sessions Court at the courthouse on the public square in Camden under the 24th Judicial District.
π Quick Stats
County Seat
Camden
Population
15,864 (2020)
Key Communities
Camden, Big Sandy, Holladay
Court System
General Sessions Court β 1 Court Square
URLTA Status
β οΈ Does NOT apply (pop. under 75,000)
Rent Control
None (state preemption)
Just-Cause Eviction
Not required statewide
β‘ Eviction At-a-Glance
Nonpayment Notice
14-Day Pay or Vacate (T.C.A. Β§ 66-28-505)
Lease Violation Notice
14-Day Cure or Vacate
Filing Fee
~$100β$140
Court Type
General Sessions Court (24th Judicial District)
Answer Deadline
6β15 days after filing
Writ Enforcement
Benton County Sheriff
Sheriff Phone
(901) 584-4632
Benton County Ordinances & Local Rules
Topic
Rule / Notes
Rent Control
None. T.C.A. Β§ 66-35-102 prohibits local rent control statewide.
URLTA Coverage
β οΈ Does NOT apply. Benton County population (15,864) is well below the 75,000 threshold. Common law and Title 66 general provisions govern.
Security Deposit
No statutory cap. Must be returned within 30 days with itemized written deductions (T.C.A. Β§ 66-28-301).
Habitability
Common law implied warranty of habitability. No repair-and-deduct right for tenants in non-URLTA counties.
Repair-and-Deduct
NOT available. Benton County is a non-URLTA county.
Self-Help Eviction
Prohibited statewide.
Retaliatory Eviction
T.C.A. Β§ 66-28-514 prohibits retaliation following a tenant habitability complaint.
Late Fees
No statutory cap. Must be specified in the lease.
Kentucky Lake STRs
County zoning governs unincorporated areas. No dedicated STR ordinance confirmed. Verify with Benton County Planning before listing.
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Tennessee has a dual-track eviction system. The URLTA (Β§66-28-505) applies to counties with population over 75,000 (covering ~75% of the population including Nashville, Memphis, Knoxville, Chattanooga). Non-URLTA counties use Β§66-7-109. Notice periods are 14 days for both tracks for nonpayment. Tenants have a mandatory 5-day grace period (Β§66-28-201(d)). The 14-day notice cannot be sent until after the 5-day grace period expires. If the same nonpayment recurs within 6 months, landlord can issue a 7-day unconditional quit notice (Β§66-28-505(a)(2)(B)). Filing fees vary by county ($100-$200).
Serve the required notice based on the eviction reason (nonpayment or lease violation).
Wait for the notice period to expire. If tenant cures the issue (where allowed), the process stops.
File an eviction case with the General Sessions Court. Pay the filing fee (~$130).
Tenant is served with a summons and has the opportunity to respond.
Attend the court hearing and present your case.
If you prevail, obtain a writ of possession from the court.
Law enforcement executes the writ and removes the tenant if necessary.
β οΈ Disclaimer: This page provides general information about Tennessee eviction laws and does not constitute legal advice.
Eviction procedures can vary by county and may change over time. Local jurisdictions may have additional requirements or tenant protections.
For specific legal guidance, consult a qualified Tennessee attorney or local legal aid organization.
π Reduce Your Risk Before Signing a Lease:
Tennessee landlords who screen tenants carefully before signing a lease significantly
reduce their risk of ending up in eviction court. Understanding
tenant screening in Tennessee β
including background checks, credit history, income verification, and rental references β is one of the most
cost-effective steps you can take to protect your rental property. Before you ever need Tennessee's
eviction process, proper tenant screening can help
you identify red flags early and avoid problem tenancies altogether.
Ready to File?
Generate Tennessee-Compliant Legal Documents
AI-generated, state-specific eviction notices, pay-or-quit letters, lease termination documents, and more β pre-filled with your tenant's information and built to Tennessee requirements.
Select your state, eviction reason, and the date you plan to serve notice. We'll calculate your earliest filing date and key milestones.
β οΈ Disclaimer: These calculations are estimates based on state statutes and typical court timelines. Actual results vary by county, court backlog, and case specifics. Always verify current requirements with your local courthouse. This is not legal advice.
Underground Landlord
ποΈ Local Market & Screening Tips
Key markets: Camden, Big Sandy, Kentucky Lake corridor
Retirement income verification: Retirees drawn to Kentucky Lake often have Social Security, pension, and investment distribution income. Request 2β3 months of bank statements plus benefit verification letters rather than pay stubs β retirement income is often more stable but requires different documentation.
STR vs. annual lease decision: Lake properties command summer premiums but can struggle to fill in winter. Annual lease at a slight discount often outperforms STR on a risk-adjusted basis for properties not on direct waterfront.
Renting Near Kentucky Lake: Benton County Landlord Guide
Benton County’s rental market divides between long-term rentals in Camden and Big Sandy, and a separate seasonal/vacation segment near the Kentucky Lake shoreline. Two units of the Tennessee National Wildlife Refuge lie within the county, adding duck hunting season (OctoberβJanuary) as a second annual STR demand window beyond summer lake recreation.
Retirement and Fixed-Income Tenants
Kentucky Lake’s outdoor recreation attractions have made Benton County a draw for retirees from nearby metro areas. These applicants present income profiles that look different from traditional employment-based tenants β Social Security benefit letters, pension award letters, IRA distributions, and part-time earned income rather than W-2 records. A Social Security benefit verification letter (obtainable from SSA.gov), pension award letter, and two months of bank statements provide a clear cash flow picture. Apply the same income-to-rent ratio regardless of income source type.
Non-URLTA County: Simpler Rules, Still Need Proper Process
Benton County’s small population means URLTA’s more tenant-protective provisions do not apply. Tenants have no statutory repair-and-deduct right. However, the common law implied warranty of habitability still applies, and the 14-day notice requirement for nonpayment (T.C.A. Β§ 66-28-505) is statewide regardless of URLTA status. File at 1 Court Square in Camden after the notice period runs without cure. The 30-day security deposit return requirement (T.C.A. Β§ 66-28-301) applies statewide β document property condition at move-in and move-out and return with itemized deductions on time.
β οΈ Legal Disclaimer: This page is provided for general informational purposes only and does not constitute legal advice. Consult a licensed Tennessee attorney or contact the Benton County General Sessions Court for guidance on specific matters. Last updated: March 2026.